Real Life
Everyone’s situation is unique. Let’s see what is available for you.
Below are links that will give you a lot more detail about each situation. The good news is that with one phone call we can answer your questions and guide you and you don’t have to become an “ACA expert”.
Small Business Owners/Self Employed
- All small business owners should compare the cost of their current health coverage to plans offered through the ACA Marketplace. This also applies to any covered employees.
- More Info: https://www.healthcare.gov/self-employed/
During times of transition/Unemployed
- If you have lost your job or are between employment, check your eligibility for an ACA plan.
- More Info: https://www.healthcare.gov/unemployed/
Young Adults
- Children/Young adults aging off Medicaid or a parent’s plan or simply looking for their own coverage should check their eligibility.
- More Info: https://www.healthcare.gov/young-adults
Part Time Employees
- Individuals who do not have job-based health insurance may qualify for an ACA plan.
- More Info: https://www.healthcare.gov/part-time-workers/
New Mothers
- Mothers approaching the end of the 60-day Medicaid coverage period should check their eligibility for an ACA plan.
- More Info: https://www.healthcare.gov/what-if-im-pregnant-or-plan-to-get-pregnant/
Losing Medicaid/CHIP
- Household income can change during the year that may affect your Medicaid eligibility. Check your household income to see if you qualify for an ACA plan.
- More Info: https://www.healthcare.gov/income-and-household-information/how-to-report/
Leaving Incarceration
- Recently released individuals have 60 days to sign up for ACA health coverage.
- More Info: https://www.healthcare.gov/incarcerated-people/
New Immigrant Status
- If your immigrant status has changed, you may qualify for an ACA plan. Check your eligibility.
- More Info: https://www.healthcare.gov/immigrants/
Retirees
- If you retire before you’re 65 and lose your job-based health plan when you do, you can buy an ACA plan.
- More Info: https://www.healthcare.gov/retirees/
Same Sex Married Couples
- An insurance company that offers health coverage to opposite-sex spouses must do the same for same-sex spouses.
- More Info: https://www.healthcare.gov/married-same-sex-couples-and-the-marketplace/
People with Disabilities
- If you have a special healthcare need, you may be eligible for ACA health coverage.
- More Info: https://www.healthcare.gov/people-with-disabilities/
Veterans
- If you don’t have veterans’ health insurance (TRICARE) or other health coverage, you can buy a plan in the through the ACA Marketplace.
- More Info: https://www.healthcare.gov/veterans/
Transgender People
- Transgender people can purchase an ACA health insurance plan. Individuals in the Transgender community need to consider all the important details when applying for coverage.
- More Info: https://www.healthcare.gov/transgender-health-care/